History

Thomas Financial Group, LLC started as a Bank Service Provider in 1983 to 40 Community Banks in Georgia, South Carolina and Tennessee.  It quickly established itself as a leading originator of government guaranteed loans, which include 7(a), 504 and USDA.

In 1983, Mike Thomas founded Georgia Certified Development Company, GCDC, a CDC licensed to originate 504 loans in Georgia.  GCDC subsequently grew to be the largest CDC in the state of Georgia.

Over the years, the focus shifted from doing business in the Southeast to loan origination in conjunction with banks that have a nationwide footprint.

By 1997, the business evolved into a non-bank lending company, B&I Lending, which in 5 years, became the largest USDA B&I Lender in the country.  B&I Lending had offices in Atlanta and Honolulu and made the USDA B&I loans business Nationwide.  B&I Lending was sold in 2001 to a bank.

Today, Thomas Financial Group, LLC continues to originate USDA and SBA loans, and act as an originator and underwriter to half a dozen community banks that conduct business nationwide.   We have originated, processed and underwritten over $2 Billion in USDA and SBA loans.  Of these, over $800 Million are Hotel and Healthcare loans with only one small loss to date.

With over 100 years of combined experience in SBA and USDA lending, you can trust that Thomas Financial Group will provide quick and successful results.