This maximum-sized combination SBA 7(a) and Conventional Loan is to re-finance 9 Krystal restaurants that employ 120 people.

The 9 Krystal sites have 120 employees and are very well located in the primary commercial districts of Northeast Georgia.

The Krystal Company is a well-recognized brand that is actually the oldest quick service restaurant in the South, and second oldest in the United States. Since its inception in 1932 in Chattanooga, the company has opened over 450 restaurants in Alabama, Arkansas, Florida, Georgia, Kentucky, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee, Texas and Virginia. Krystal restaurants have blossomed to become a cultural icon and staple in Southern life that nearly every man, woman and child has shared. The first franchise in Chattanooga, Tennessee was so wildly popular for the quality, low priced food so much that the people who did not fit inside the building ordered their trademark Krystal mini-burgers in a sack, thus making Krystal a pioneer in the business of taking good food “to go.” Even though the crux of Krystal’s identity has always been centered around the famous Krystal, the company has remained in the forefront of the quick-service restaurant business for so long by being innovative, both in its menu and operations.